Cedar Spring Advisors, Llc
- Regulatory AUM
- $169M
- Discretionary
- $151M
- Clients
- 285
- Avg AUM / client
- $594K
- Accounts
- 805
- Employees
- 4
AUM over time
Annual snapshots from Form ADV filings · as of Jan 27, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 231 | $67.7M | 40.0% |
| High net worth individuals | 53 | $101M | 59.8% |
| Charitable organizations | 1 | $452K | 0.27% |
People (4)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Michelle Lacoste Fletcher | Chief Compliance Officer | CFP | Jun 2017 (9y) | 50% – 75% |
| Justin P Mcmaster | Member | CFP Chartered Financial Consultant | Jul 2017 (9y) | 50% – 75% |
| Brendon Christopher Worst | Registered representative | CFP | Jan 2022 (5y) | |
| Robert Joseph Rago | Registered representative | Chartered Financial Consultant | Aug 2022 (4y) |
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 01/27/2026 | 1.09 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Selection of other advisers
Custody
Reported custodians
- Charles Schwab & Co. $146M (86% of AUM) Jan 2026
- American Funds/Cb&T $15.7M (11% of AUM) Jan 2025
- American Funds Distributors, Inc. $13.5M (12% of AUM) Jan 2024
- Capital Group $13.5M (12% of AUM) Jul 2024
- SEI Private Trust $5.9M (5% of AUM) Sep 2023
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jan 27, 2026.
View current Form ADV (SEC/IAPD) ↗