Golden Bay Advisors Llc
- Regulatory AUM
- $296M
- Discretionary
- $262M
- Clients
- 154
- Avg AUM / client
- $1.9M
- Accounts
- 153
- Employees
- 1
AUM over time
Annual snapshots from Form ADV filings · as of Jul 08, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 124 | $85.0M | 28.7% |
| High net worth individuals | 23 | $170M | 57.5% |
| Pension and profit sharing plans | 6 | $33.2M | 11.2% |
| Corporations and other businesses | 1 | $7.5M | 2.55% |
People (2)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Matthew Z Krusko | Ceo/Chief Compliance Officer | CFP | May 2013 (13y) | 75% or more |
| Lindzy Christine Gasparella | Registered representative | Apr 2025 (1y) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 07/08/2026 | 904 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
Custody
Reported custodians
- Truist Financial Corp $166M (56% of AUM) Jul 2026
- Altruist Financial $157M (87% of AUM) Mar 2026
- Pershing $125M (91% of AUM) Feb 2023
- Shareholders Service Group, Inc. $122M (87% of AUM) Apr 2024
- Charles Schwab & Co. $96.2M (33% of AUM) Jul 2026
- Hand Benefits & Trust $33.2M (11% of AUM) Jul 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jul 08, 2026.
View current Form ADV (SEC/IAPD) ↗