Cardinal Point Capital Management, Ulc
SEC-registered
Wealth Manager · Mid-sized ($1B–$10B)
CRD 140619
· SEC file 801-66719
· Toronto, On
· www.linkedin.com
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ADV data as of Apr 21, 2026
- Regulatory AUM
- $4.8B
- Discretionary
- $4.8B
- Clients
- 2,387
- Avg AUM / client
- $2.0M
- Accounts
- 8,857
- Employees
- 56
AUM over time
$25.8M
$4.8B
Dec 2011
Dec 2025
Annual snapshots from Form ADV filings · as of Apr 21, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 1,041 | $529M | 11.0% |
| High net worth individuals | 1,134 | $3.6B | 75.8% |
| Charitable organizations | 17 | $65.3M | 1.36% |
| Corporations and other businesses | 195 | $571M | 11.9% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Hdr, Inc. Best Plan And Esop Hdr, Inc. | 2024 |
People (12)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Sheldon, Jeffrey, Scott | Chief Executive Officer | Sep 2013 (13y) | Less than 5% | |
| Ritchie, Terry, Frank | Director | Apr 2014 (12y) | Less than 5% | |
| Matthew J Carvalho | Chief Investment Officer | CFP CFA | Jul 2018 (8y) | Less than 5% |
| Sheldon, James, Arthur | Chairman | Oct 2019 (7y) | Less than 5% | |
| Sally Ann Taylor | Chief Operations Officer | CFP | Mar 2020 (6y) | Less than 5% |
| Zienty, Donald, Matthew | Chief Compliance Officer | May 2020 (6y) | Less than 5% | |
| Kristopher Rossignoli | Director | CFP | Nov 2021 (5y) | Less than 5% |
| John Cragin Mccord | Registered representative | CFP | May 2013 (13y) | |
| Jeffrey Alan Adema | Registered representative | CFP | Jul 2018 (8y) | |
| John Bradford Flecke | Registered representative | CFP | Mar 2020 (6y) | |
| Michael Anthony Hinterlong | Registered representative | CFA | Mar 2020 (6y) | |
| Christina Joy Emilia Artem | Registered representative | Jul 2025 (1y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Focus Canada Investments Corp. | Member (Manager) | Aug 2021 | A | 75% or more |
| Focus Operating, Llc | Member (Manager) | Apr 2015 | B | ≈ 56.25% – 100% via Focus Canada Investments Corp. |
| Focus Financial Partners, Llc | Member | Jan 2007 | B | ≈ 42.19% – 100% via Focus Operating, Llc |
| Focus Financial Partners Inc. | Managing Member | Jul 2018 | B | ≈ 31.64% – 100% via Focus Financial Partners, Llc |
| Ferdinand Ffp Acquisition, Llc | Shareholder, Class A Common Stock | Aug 2023 | B | ≈ 23.73% – 100% via Focus Financial Partners Inc. |
| Ferdinand Ffp Ultimate Holdings, L.P. | Shareholder, Class B Common Stock | Aug 2023 | B | ≈ 23.73% – 100% via Focus Financial Partners Inc. |
| Ferdinand Ffp Intermediate Holdings, Llc | Member | Aug 2023 | B | ≈ 17.8% – 100% via Ferdinand Ffp Acquisition, Llc |
| Ferdinand Ffp Parent, Inc. | Member | Aug 2023 | B | ≈ 13.35% – 100% via Ferdinand Ffp Intermediate Holdings, Llc |
| Cd&R Ferdinand Holdings, L.P. | Partner | Aug 2023 | B | ≈ 11.87% – 75% via Ferdinand Ffp Ultimate Holdings, L.P. |
| Clayton Dubilier & Rice Fund Xii, L.P. | Partner | Aug 2023 | B | ≈ 5.93% – 56.25% via Cd&R Ferdinand Holdings, L.P. |
| Cd&R Ferdinand Co Investor, L.P. | Partner | Aug 2023 | B | ≈ 2.97% – 37.5% via Cd&R Ferdinand Holdings, L.P. |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Focus Operating, Llc: 75% – 100% of Focus Canada Investments Corp. × 75% – 100% direct ≈ 56.25% – 100% of the firm
- Focus Financial Partners, Llc: 75% – 100% of Focus Operating, Llc × 75% – 100% of Focus Canada Investments Corp. × 75% – 100% direct ≈ 42.19% – 100% of the firm
- Focus Financial Partners Inc.: 75% – 100% of Focus Financial Partners, Llc × 75% – 100% of Focus Operating, Llc × 75% – 100% of Focus Canada Investments Corp. × 75% – 100% direct ≈ 31.64% – 100% of the firm
- Ferdinand Ffp Acquisition, Llc: 75% – 100% of Focus Financial Partners Inc. × 75% – 100% of Focus Financial Partners, Llc × 75% – 100% of Focus Operating, Llc × 75% – 100% of Focus Canada Investments Corp. × 75% – 100% direct ≈ 23.73% – 100% of the firm
- Ferdinand Ffp Ultimate Holdings, L.P.: 75% – 100% of Focus Financial Partners Inc. × 75% – 100% of Focus Financial Partners, Llc × 75% – 100% of Focus Operating, Llc × 75% – 100% of Focus Canada Investments Corp. × 75% – 100% direct ≈ 23.73% – 100% of the firm
- Ferdinand Ffp Intermediate Holdings, Llc: 75% – 100% of Ferdinand Ffp Acquisition, Llc × 75% – 100% of Focus Financial Partners Inc. × 75% – 100% of Focus Financial Partners, Llc × 75% – 100% of Focus Operating, Llc × 75% – 100% of Focus Canada Investments Corp. × 75% – 100% direct ≈ 17.8% – 100% of the firm
- Ferdinand Ffp Parent, Inc.: 75% – 100% of Ferdinand Ffp Intermediate Holdings, Llc × 75% – 100% of Ferdinand Ffp Acquisition, Llc × 75% – 100% of Focus Financial Partners Inc. × 75% – 100% of Focus Financial Partners, Llc × 75% – 100% of Focus Operating, Llc × 75% – 100% of Focus Canada Investments Corp. × 75% – 100% direct ≈ 13.35% – 100% of the firm
- Cd&R Ferdinand Holdings, L.P.: 50% – 75% of Ferdinand Ffp Ultimate Holdings, L.P. × 75% – 100% of Focus Financial Partners Inc. × 75% – 100% of Focus Financial Partners, Llc × 75% – 100% of Focus Operating, Llc × 75% – 100% of Focus Canada Investments Corp. × 75% – 100% direct ≈ 11.87% – 75% of the firm
- Clayton Dubilier & Rice Fund Xii, L.P.: 50% – 75% of Cd&R Ferdinand Holdings, L.P. × 50% – 75% of Ferdinand Ffp Ultimate Holdings, L.P. × 75% – 100% of Focus Financial Partners Inc. × 75% – 100% of Focus Financial Partners, Llc × 75% – 100% of Focus Operating, Llc × 75% – 100% of Focus Canada Investments Corp. × 75% – 100% direct ≈ 5.93% – 56.25% of the firm
- Cd&R Ferdinand Co Investor, L.P.: 25% – 50% of Cd&R Ferdinand Holdings, L.P. × 50% – 75% of Ferdinand Ffp Ultimate Holdings, L.P. × 75% – 100% of Focus Financial Partners Inc. × 75% – 100% of Focus Financial Partners, Llc × 75% – 100% of Focus Operating, Llc × 75% – 100% of Focus Canada Investments Corp. × 75% – 100% direct ≈ 2.97% – 37.5% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (1)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Hdr, Inc. Best Plan And Esop | Hdr, Inc. | 12,137 | $7.7B | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 04/21/2026 | 1.21 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
- • Other fees
- • REVENUE SHARING WITH OUR AFFILIATE, FOCUS RISK SOLUTIONS
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Selection of other advisers
- • Other services
Custody
Reported custodians
- National Bank Independent Network $2.0B (41% of AUM) Apr 2026
- Fidelity Brokerage Services $863M (18% of AUM) Apr 2026
- Fidelity Clearing Canada $732M (15% of AUM) Apr 2026
- Charles Schwab & Co. $486M (10% of AUM) Apr 2026
- Pershing $254M (6% of AUM) Sep 2025
- National Bank Correspondent Network $127M (10% of AUM) Jun 2023
- National Advisors Trust Company $5.0M (0% of AUM) Sep 2025
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Apr 21, 2026.
View current Form ADV (SEC/IAPD) ↗