Main Street Financial Life Advisors, Llc
- Regulatory AUM
- $56.9M
- Discretionary
- $56.2M
- Clients
- 38
- Avg AUM / client
- $1.5M
- Accounts
- 85
- Employees
- 7
AUM over time
Annual snapshots from Form ADV filings · as of Mar 26, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 30 | $10.6M | 18.6% |
| High net worth individuals | 8 | $46.3M | 81.4% |
People (4)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| James Joseph Roman | Managing Member/Chief Compliance Officer | Personal Financial Specialist | May 1999 (27y) | 75% or more |
| Roman, Lisa, Ann | Member / Administrative Principal | May 2010 (16y) | 5% – 10% | |
| Matthew Joseph Kulpa | Partner | Jan 2019 (8y) | Less than 5% | |
| Elizabeth Marie Gaasbeck | Registered representative | Jan 2025 (2y) |
Undisclosed: 0% – 20% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/26/2026 | 1.17 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
Services
- • Portfolio management for individuals/small businesses
- • Pension consulting services
- • Selection of other advisers
- • Other services
Custody
Reported custodians
- Charles Schwab & Co. $56.9M (100% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 26, 2026.
View current Form ADV (SEC/IAPD) ↗