Evernest Financial Advisors
- Regulatory AUM
- $963M
- Discretionary
- $912M
- Clients
- 303
- Avg AUM / client
- $3.2M
- Accounts
- 1,300
- Employees
- 6
AUM over time
Annual snapshots from Form ADV filings · as of Mar 31, 2026
Investments (13F portfolio — 180 positions, $481,407,058)
13F period Mar 31, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Apple Inc | COM | $36,160,035 | 135,122 | 7.51% | 3.75% |
| 2 | Berkshire Hathaway Inc Del | CL B NEW | $30,477,805 | 64,461 | 6.33% | 3.16% |
| 3 | Spdr Series Trust | STATE STREET SPD | $29,845,781 | 562,067 | 6.2% | 3.1% |
| 4 | World Gold Tr | SPDR GLD MINIS | $25,910,840 | 279,724 | 5.38% | 2.69% |
| 5 | Invesco Exchange Traded Fd T | S&P500 EQL WGT | $23,014,763 | 114,053 | 4.78% | 2.39% |
| 6 | Ishares Tr | CORE S&P MCP ETF | $22,768,040 | 312,576 | 4.73% | 2.36% |
| 7 | Microsoft Corp | COM | $21,408,514 | 50,394 | 4.45% | 2.22% |
| 8 | Fidelity Covington Trust | ENHANCED INTL | $16,697,218 | 429,234 | 3.47% | 1.73% |
| 9 | Capitol Ser Tr | FAIRLEAD TACTICA | $16,618,767 | 541,504 | 3.45% | 1.73% |
| 10 | Ishares Tr | CORE S&P500 ETF | $15,237,961 | 21,208 | 3.17% | 1.58% |
| 11 | Blackrock Etf Trust | ISHARES US EQUIT | $12,364,491 | 193,256 | 2.57% | 1.28% |
| 12 | Capital Group International | SHS | $12,047,241 | 340,992 | 2.5% | 1.25% |
| 13 | Ishares Tr | CORE MSCI EAFE | $10,624,701 | 112,241 | 2.21% | 1.1% |
| 14 | Vanguard Index Fds | S&P 500 ETF SHS | $10,342,033 | 15,729 | 2.15% | 1.07% |
| 15 | Wisdomtree Tr | JAPN HEDGE EQT | $10,173,187 | 63,266 | 2.11% | 1.06% |
| 16 | Fidelity Covington Trust | FUNDAMENTAL SMAL | $9,601,782 | 272,082 | 1.99% | 1.0% |
| 17 | Wisdomtree Tr | TRUE DEVELOPED I | $6,622,308 | 92,400 | 1.38% | 0.69% |
| 18 | Ishares Tr | CORE S&P SCP ETF | $6,589,824 | 48,256 | 1.37% | 0.68% |
| 19 | State Str Spdr S&P 500 Etf T | TR UNIT | $6,163,773 | 8,619 | 1.28% | 0.64% |
| 20 | Alphabet Inc | CAP STK CL A | $5,428,312 | 15,494 | 1.13% | 0.56% |
| 21 | Capital Group Conservative E | SHS | $4,039,388 | 129,884 | 0.84% | 0.42% |
| 22 | Dimensional Etf Trust | WORLD EX US CORE | $3,951,943 | 109,109 | 0.82% | 0.41% |
| 23 | Eli Lilly & Co | COM | $3,882,858 | 4,472 | 0.81% | 0.4% |
| 24 | Walmart Inc | COM | $3,770,103 | 29,549 | 0.78% | 0.39% |
| 25 | Wisdomtree Tr | US QTLY DIV GRT | $3,587,630 | 38,219 | 0.75% | 0.37% |
Top 25 of 180 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 146 | $42.2M | 4.38% |
| High net worth individuals | 148 | $868M | 90.2% |
| Pension and profit sharing plans | 1 | $14.3M | 1.49% |
| Charitable organizations | 4 | $24.3M | 2.52% |
| Corporations and other businesses | 4 | $13.8M | 1.43% |
People (6)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Frank Joseph Esposito | Managing Partner | CFA | Feb 2023 (4y) | 75% or more |
| Niki Fowler Woodworth | Managing Partner | CFP | Feb 2023 (4y) | 5% – 10% |
| Kevin William Stillman | Chief Compliance Officer | Sep 2023 (3y) | Less than 5% | |
| Joshua Eugene Johnson | Registered representative | CFP | Jun 2024 (2y) | |
| Elizabeth Anne Reed | Registered representative | Jan 2025 (2y) | ||
| Dylan Fisher | Registered representative | Apr 2025 (1y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Sanctuary Advisors, Llc | Preferred Equity Partner | Mar 2022 | A | 10% – 25% |
Undisclosed: 0% – 10% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/31/2026 | 906 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
Custody
Reported custodians
- Charles Schwab & Co. $596M (62% of AUM) Mar 2026
- Fidelity Brokerage Services $174M (18% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 31, 2026.
View current Form ADV (SEC/IAPD) ↗