Cx Institutional, Llc
SEC-registered
Wealth Manager · Mid-sized ($1B–$10B)
CRD 292627
· SEC file 801-112742
· Auburn, IN
· www.credentwealth.com
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ADV data as of Mar 28, 2026
- Regulatory AUM
- $4.5B
- Discretionary
- $4.5B
- Clients
- 4,560
- Avg AUM / client
- $979K
- Accounts
- 13,723
- Employees
- 130
AUM over time
$353M
$4.5B
Dec 2017
Dec 2025
Annual snapshots from Form ADV filings · as of Mar 28, 2026
Investments (13F portfolio — 1,568 positions, $3,464,770)
13F period Jun 30, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | I Shares Et Fs/Usa | ETP | $185,966 | 1,847,279 | 5.37% | 0.0% |
| 2 | I Shares Et Fs/Usa | ETP | $83,220 | 861,670 | 2.4% | 0.0% |
| 3 | I Shares Et Fs/Usa | ETP | $73,467 | 894,736 | 2.12% | 0.0% |
| 4 | Apple Inc | COM | $70,586 | 243,940 | 2.04% | 0.0% |
| 5 | Nvidia Corp | COM | $62,443 | 312,073 | 1.8% | 0.0% |
| 6 | Vanguard Etf/Usa | ETP | $61,809 | 767,143 | 1.78% | 0.0% |
| 7 | State Street Etf/Usa | ETP | $61,030 | 2,735,565 | 1.76% | 0.0% |
| 8 | State Street Etf/Usa | ETP | $60,858 | 2,095,671 | 1.76% | 0.0% |
| 9 | Vanguard Etf/Usa | ETP | $56,149 | 1,159,375 | 1.62% | 0.0% |
| 10 | State Street Etf/Usa | ETP | $53,796 | 1,121,562 | 1.55% | 0.0% |
| 11 | State Street Etf/Usa | ETP | $52,511 | 1,849,623 | 1.52% | 0.0% |
| 12 | Vanguard Etf/Usa | ETP | $50,945 | 168,070 | 1.47% | 0.0% |
| 13 | Invesco Et Fs/Usa | ETP | $49,485 | 927,556 | 1.43% | 0.0% |
| 14 | Alphabet Inc A | COM | $46,504 | 130,128 | 1.34% | 0.0% |
| 15 | I Shares Et Fs/Usa | ETP | $45,588 | 200,775 | 1.32% | 0.0% |
| 16 | Microsoft Corp | COM | $44,289 | 118,731 | 1.28% | 0.0% |
| 17 | Eli Lilly & Co | COM | $42,572 | 35,493 | 1.23% | 0.0% |
| 18 | Amazon.Com Inc | COM | $41,756 | 175,196 | 1.21% | 0.0% |
| 19 | I Shares Et Fs/Usa | ETP | $39,299 | 264,980 | 1.13% | 0.0% |
| 20 | Broadcom Inc | COM | $34,174 | 90,468 | 0.99% | 0.0% |
| 21 | Janus Detroit Street Trust | ETP | $33,769 | 668,819 | 0.97% | 0.0% |
| 22 | State Street Etf/Usa | ETP | $33,705 | 283,258 | 0.97% | 0.0% |
| 23 | Tesla Inc | COM | $33,417 | 79,450 | 0.96% | 0.0% |
| 24 | Visa Inc Class A | COM | $32,205 | 93,869 | 0.93% | 0.0% |
| 25 | Vanguard Etf/Usa | ETP | $30,269 | 344,313 | 0.87% | 0.0% |
Top 25 of 1,568 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 2,997 | $950M | 21.3% |
| High net worth individuals | 1,556 | $3.3B | 74.5% |
| Charitable organizations | 7 | $32.8M | 0.74% |
| Insurance companies | Fewer than 5 clients | $4.5M | 0.1% |
| Corporations and other businesses | Fewer than 5 clients | $154M | 3.44% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Nishikawa Cooper Llc Retirement Plan Nishikawa Cooper Llc | 2024 |
People (77)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| David Wayne Hefty | Chief Executive Officer | CFP | Dec 2011 (15y) | Less than 5% |
| Stacy Elaine Hefty | President | Dec 2011 (15y) | Less than 5% | |
| Edison Byzyka | Chief Investment Officer | CFA | Feb 2018 (9y) | Less than 5% |
| Thomas Dennis Kehoe | Managing Director, Wealth Manager | Feb 2018 (9y) | ≈ 5% – 18.75% via Oak Point Financial Group | |
| Christopher Joel Lipper | Managing Director/Wealth Manager | CFP | Oct 2018 (8y) | ≈ 2.5% – 12.5% via Cpf Texas |
| Daniel Edward Steichen | Member | Jun 2022 (4y) | ≈ 3.75% – 10% via Personal Wealth Partners, Llc | |
| Osting, Kyle, Brandon | Chief Compliance Officer, General Counsel | Jun 2022 (4y) | Less than 5% | |
| Brian David Neal | Registered representative | Mar 2018 (8y) | ||
| Douglas Edward Lockwood | Registered representative | CFP | Mar 2018 (8y) | |
| Erik Martin Herstad | Registered representative | Mar 2018 (8y) | ||
| Kentrina Genea Mapes | Registered representative | Mar 2018 (8y) | ||
| Layton David Ginder | Registered representative | CFP | Jul 2018 (8y) | |
| Adam Barrett Spence | Registered representative | CFP | Oct 2018 (8y) | |
| Thomas Andrew Knippa | Registered representative | CFP | Oct 2018 (8y) | |
| Brian Alexander Remson | Registered representative | CFP | Feb 2019 (7y) | |
| Brian Christopher Davis | Registered representative | CFP | Feb 2019 (7y) | |
| Diedre Matheny | Registered representative | May 2021 (5y) | ||
| Brady Mc Bride | Registered representative | Jun 2021 (5y) | ||
| David John Scott | Registered representative | Jul 2021 (5y) | ||
| Gabriel Wyatt | Registered representative | Aug 2021 (5y) | ||
| Alisha Marie Norris | Registered representative | CFA | Feb 2022 (4y) | |
| Susan Gay Isaacson | Registered representative | CFP Personal Financial Specialist | Jun 2022 (4y) | |
| Tyler Rickert | Registered representative | Aug 2022 (4y) | ||
| Michael Joseph Pepin | Registered representative | Feb 2023 (3y) | ||
| Erin Nichole Palmer | Registered representative | Oct 2023 (3y) | ||
| James Pearce Priebe | Registered representative | Nov 2023 (3y) | ||
| Joseph Michael D'amico | Registered representative | CFP | Jun 2024 (2y) | |
| Brad William Michels | Registered representative | CFP | Jun 2024 (2y) | |
| Christopher W Bredeson | Registered representative | Aug 2024 (2y) | ||
| Aubrey Hyde Ramey | Registered representative | CFP | Oct 2024 (2y) | |
| Chad Andrew Baxter | Registered representative | CFP Chartered Financial Consultant | Oct 2024 (2y) | |
| Jacob Jeffrey Walker | Registered representative | CFP | Oct 2024 (2y) | |
| James G Brandenburgh | Registered representative | CFP | Oct 2024 (2y) | |
| Tanner Stepp | Registered representative | CFP | Oct 2024 (2y) | |
| Cameron Joseph Magoon | Registered representative | Nov 2024 (2y) | ||
| Gregory James Betlach | Registered representative | CFP Chartered Financial Consultant | Dec 2024 (2y) | |
| Laura Chinander | Registered representative | Jan 2025 (2y) | ||
| David William Wellsand | Registered representative | Jan 2025 (2y) | ||
| Sydney Kissel | Registered representative | Feb 2025 (1y) | ||
| Elizabeth Tulloch | Registered representative | CFP | Jun 2025 (1y) | |
| Anthony Joseph Picerni | Registered representative | Jun 2025 (1y) | ||
| William W Ternet | Registered representative | Jun 2025 (1y) | ||
| Wade Christian Miller | Registered representative | Jun 2025 (1y) | ||
| Eli Thomas Smith | Registered representative | Jun 2025 (1y) | ||
| Owen George Crabtree | Registered representative | Jul 2025 (1y) | ||
| Paul David Reile | Registered representative | Jul 2025 (1y) | ||
| Rebecca Mary Kindig | Registered representative | CFP | Jul 2025 (1y) | |
| Ross Michael Hutton | Registered representative | Jul 2025 (1y) | ||
| Terry John Hirsch | Registered representative | Jul 2025 (1y) | ||
| Thomas Patrick Williams | Registered representative | CFP | Jul 2025 (1y) | |
| Timothy Patrick Atkinson | Registered representative | Jul 2025 (1y) | ||
| Heston Major Terzo | Registered representative | Jul 2025 (1y) | ||
| Marques Delmar Glaze | Registered representative | Aug 2025 (1y) | ||
| Travis Scott Glassley | Registered representative | Aug 2025 (1y) | ||
| Andrew Michael Renninger | Registered representative | Aug 2025 (1y) | ||
| Lucille Elinor Satterwhite | Registered representative | CFP | Sep 2025 (1y) | |
| Andrew Lee Mayer | Registered representative | CFP | Sep 2025 (1y) | |
| John Steven Ruzza | Registered representative | CFP | Sep 2025 (1y) | |
| Joel Jeffrey Macyauski | Registered representative | CFP | Sep 2025 (1y) | |
| Scott Mc Candless | Registered representative | CFP CFA | Oct 2025 (1y) | |
| Sarah Ann Southworth | Registered representative | Nov 2025 (1y) | ||
| Joshua Benjamin Feld | Registered representative | Nov 2025 (1y) | ||
| Tanner David Echenoz | Registered representative | Nov 2025 (1y) | ||
| Dustin James Tirpak | Registered representative | Nov 2025 (1y) | ||
| Elise Mallory Henderson | Registered representative | Nov 2025 (1y) | ||
| Laken Lamar Lewis | Registered representative | Dec 2025 (1y) | ||
| Michele Ann Floyd | Registered representative | CFP | Jan 2026 (1y) | |
| Nicholas Andrew D'andrea | Registered representative | CFP | Jan 2026 (1y) | |
| Matthew David Redmond | Registered representative | CFA | Feb 2026 (0y) | |
| Jared Thomas Herndon | Registered representative | Feb 2026 (0y) | ||
| Blake Von Scheer | Registered representative | May 2026 (0y) | ||
| Braeden Michael Hall | Registered representative | Jun 2026 (0y) | ||
| Steve Indiveri | Registered representative | CFA | Jun 2026 (0y) | |
| Albert Duncan Kaufman | Registered representative | CFP | Jul 2026 (0y) | |
| Nicholas Richard Thomas Mc Kinley | Registered representative | Jul 2026 (0y) | ||
| Bo Zachary Potter | Registered representative | Jul 2026 (0y) | ||
| Sally Byrd Jilek | Registered representative | Jul 2026 (0y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Hefty Wealth Partners | Managing Member | Apr 2018 | A | 25% – 50% |
| Oak Point Financial Group | Member | Apr 2018 | A | 10% – 25% |
| Cpf Texas | Member | Oct 2018 | A | 10% – 25% |
| Personal Wealth Partners, Llc | Member | Jun 2022 | A | 5% – 10% |
| David W. Hefty Living Trust Uta Dated December 6, 2011 | Member | Mar 2018 | B | ≈ 6.25% – 25% via Hefty Wealth Partners |
| Stacy E. Hefty Living Trust Uta Dated December 6, 2011 | Member | Apr 2018 | B | ≈ 6.25% – 25% via Hefty Wealth Partners |
Undisclosed: 0% – 50% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Thomas Dennis Kehoe: 50% – 75% of Oak Point Financial Group × 10% – 25% direct ≈ 5% – 18.75% of the firm
- Christopher Joel Lipper: 25% – 50% of Cpf Texas × 10% – 25% direct ≈ 2.5% – 12.5% of the firm
- Daniel Edward Steichen: 75% – 100% of Personal Wealth Partners, Llc × 5% – 10% direct ≈ 3.75% – 10% of the firm
- David W. Hefty Living Trust Uta Dated December 6, 2011: 25% – 50% of Hefty Wealth Partners × 25% – 50% direct ≈ 6.25% – 25% of the firm
- Stacy E. Hefty Living Trust Uta Dated December 6, 2011: 25% – 50% of Hefty Wealth Partners × 25% – 50% direct ≈ 6.25% – 25% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (1)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Nishikawa Cooper Llc Retirement Plan | Nishikawa Cooper Llc | 1,102 | $64.8M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/28/2026 | 989 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
Custody
Reported custodians
- Charles Schwab & Co. $4.2B (94% of AUM) Mar 2026
- LPL Financial $748M (18% of AUM) Oct 2025
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 28, 2026.
View current Form ADV (SEC/IAPD) ↗