Panoramic Investment Advisors, Llc
- Regulatory AUM
- $351M
- Discretionary
- $320M
- Clients
- 534
- Avg AUM / client
- $657K
- Accounts
- 1,187
- Employees
- 12
AUM over time
Annual snapshots from Form ADV filings · as of Mar 17, 2026
Investments (13F portfolio — 130 positions, $184,927,058)
13F period Mar 31, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Spdr Series Trust | STATE STREET SPD | $25,164,111 | 328,771 | 13.6% | 7.18% |
| 2 | Vanguard Malvern Fds | CORE-PLUS BD ETF | $6,863,194 | 88,456 | 3.71% | 1.96% |
| 3 | Schwab Strategic Tr | US LCAP VA ETF | $6,844,771 | 224,419 | 3.7% | 1.95% |
| 4 | Vanguard Index Fds | GROWTH ETF | $6,502,936 | 14,888 | 3.52% | 1.85% |
| 5 | Schwab Strategic Tr | US LCAP GR ETF | $5,194,188 | 178,311 | 2.81% | 1.48% |
| 6 | Ishares Tr | ULTRA SHORT DUR | $5,011,093 | 98,994 | 2.71% | 1.43% |
| 7 | Alphabet Inc | CAP STK CL C | $4,890,546 | 17,049 | 2.64% | 1.39% |
| 8 | Schwab Strategic Tr | US DIVIDEND EQ | $4,064,249 | 132,472 | 2.2% | 1.16% |
| 9 | Dimensional Etf Trust | US LARGE CAP VAL | $3,980,561 | 111,469 | 2.15% | 1.14% |
| 10 | Vanguard Whitehall Fds | HIGH DIV YLD | $3,468,581 | 23,421 | 1.88% | 0.99% |
| 11 | Invesco Qqq Tr | UNIT SER 1 | $3,226,225 | 5,590 | 1.74% | 0.92% |
| 12 | Select Sector Spdr Tr | STATE STREET ENE | $3,224,722 | 52,640 | 1.74% | 0.92% |
| 13 | J P Morgan Exchange Traded F | EQUITY PREMIUM | $3,166,358 | 55,864 | 1.71% | 0.9% |
| 14 | Vaneck Etf Trust | MRNGSTR WDE MOAT | $3,062,957 | 31,675 | 1.66% | 0.87% |
| 15 | Ishares Tr | CORE S&P500 ETF | $2,961,447 | 4,534 | 1.6% | 0.84% |
| 16 | Berkshire Hathaway Inc Del | CL B NEW | $2,847,406 | 5,942 | 1.54% | 0.81% |
| 17 | Alphabet Inc | CAP STK CL A | $2,781,855 | 9,674 | 1.5% | 0.79% |
| 18 | Vanguard Index Fds | S&P 500 ETF SHS | $2,631,180 | 4,403 | 1.42% | 0.75% |
| 19 | Ishares Tr | 20 YR TR BD ETF | $2,606,911 | 30,072 | 1.41% | 0.74% |
| 20 | Schwab Strategic Tr | US MID-CAP ETF | $2,535,280 | 81,889 | 1.37% | 0.72% |
| 21 | Nvidia Corporation | COM | $2,523,254 | 14,468 | 1.36% | 0.72% |
| 22 | Schwab Strategic Tr | US SML CAP ETF | $2,478,390 | 85,227 | 1.34% | 0.71% |
| 23 | Apple Inc | COM | $2,426,199 | 9,560 | 1.31% | 0.69% |
| 24 | Fidelity Wise Origin Bitcoin | SHS | $2,410,903 | 40,842 | 1.3% | 0.69% |
| 25 | Blackrock Etf Trust | ISHARES A I INNO | $2,285,070 | 69,350 | 1.24% | 0.65% |
Top 25 of 130 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 458 | $177M | 50.4% |
| High net worth individuals | 74 | $173M | 49.4% |
| Corporations and other businesses | 2 | $596K | 0.17% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Frontier Airlines, Inc. 401(k) Retirement Plan Frontier Airlines, Inc. | 2024 |
People (13)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Salter, Steven, Lee | Managing Member | Nov 2017 (9y) | 75% or more | |
| Stacie R Craddock | Cco | Nov 2017 (9y) | Less than 5% | |
| Michael Allan Davis | Registered representative | Dec 2017 (9y) | ||
| William Paul Tanner | Registered representative | Dec 2017 (9y) | ||
| Donald Phillip Hafner | Registered representative | Dec 2017 (9y) | ||
| Stephen Michael Tanner | Registered representative | Dec 2017 (9y) | ||
| Dustin Scott Dinges | Registered representative | CFP | Aug 2019 (7y) | |
| Nicholas John Schneider | Registered representative | CFP | Nov 2021 (5y) | |
| Timothy A Szymanski | Registered representative | Dec 2022 (4y) | ||
| Tammi Sue Ellis | Registered representative | Aug 2023 (3y) | ||
| Lindsay M Rider | Registered representative | Nov 2023 (3y) | ||
| Matthew David Tuft | Registered representative | CFP | Jan 2024 (3y) | |
| Catherine Smith Teichert | Registered representative | Mar 2024 (2y) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (1)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Frontier Airlines, Inc. 401(k) Retirement Plan | Frontier Airlines, Inc. | 7,716 | $962M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/17/2026 | 1010 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Pension consulting services
Custody
Reported custodians
- Charles Schwab & Co. $332M (95% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 17, 2026.
View current Form ADV (SEC/IAPD) ↗