One Day In July Llc
- Regulatory AUM
- $1.4B
- Discretionary
- $1.3B
- Clients
- 1,381
- Avg AUM / client
- $987K
- Accounts
- 4,011
- Employees
- 23
AUM over time
Annual snapshots from Form ADV filings · as of Feb 04, 2026
Investments (13F portfolio — 153 positions, $1,249,034,263)
13F period Mar 31, 2026| # | Issuer | Class | Value | Shares | % of 13F | % of AUM |
|---|---|---|---|---|---|---|
| 1 | Spdr Series Trust | STATE STREET SPD | $153,525,673 | 5,356,793 | 12.3% | 11.3% |
| 2 | Vanguard Whitehall Fds | HIGH DIV YLD | $108,273,235 | 731,082 | 8.67% | 7.94% |
| 3 | Vanguard Index Fds | S&P 500 ETF SHS | $98,932,750 | 165,564 | 7.92% | 7.25% |
| 4 | Spdr Series Trust | STATE STREET SPD | $93,407,958 | 3,551,633 | 7.48% | 6.85% |
| 5 | Vanguard Index Fds | GROWTH ETF | $89,039,054 | 203,849 | 7.13% | 6.53% |
| 6 | Spdr Series Trust | STATE STREET SPD | $81,117,664 | 1,059,807 | 6.49% | 5.95% |
| 7 | Invesco Exch Traded Fd Tr Ii | NASDAQ 100 ETF | $62,078,104 | 261,249 | 4.97% | 4.55% |
| 8 | Invesco Exchange Traded Fd T | S&P500 EQL WGT | $59,208,912 | 308,508 | 4.74% | 4.34% |
| 9 | Vanguard Index Fds | SML CP GRW ETF | $39,018,480 | 129,093 | 3.12% | 2.86% |
| 10 | Ishares Tr | CORE S&P SCP ETF | $38,588,044 | 310,418 | 3.09% | 2.83% |
| 11 | Spdr Series Trust | STATE STREET SPD | $35,621,600 | 737,202 | 2.85% | 2.61% |
| 12 | Spdr Series Trust | STATE STREET SPD | $32,637,157 | 328,210 | 2.61% | 2.39% |
| 13 | Ishares Tr | 0-3 MNTH TREASRY | $28,350,610 | 281,647 | 2.27% | 2.08% |
| 14 | Spdr Series Trust | STATE STREET SPD | $19,035,446 | 201,263 | 1.52% | 1.4% |
| 15 | Vanguard Admiral Fds Inc | SMLLCP 600 IDX | $16,739,137 | 145,773 | 1.34% | 1.23% |
| 16 | Ishares Tr | CORE US AGGBD ET | $13,459,027 | 135,580 | 1.08% | 0.99% |
| 17 | Vanguard Admiral Fds Inc | SMLCP 600 VAL | $13,326,013 | 130,981 | 1.07% | 0.98% |
| 18 | Ishares Tr | 20 YR TR BD ETF | $13,093,484 | 151,038 | 1.05% | 0.96% |
| 19 | Vanguard World Fd | ESG US STK ETF | $12,546,060 | 111,749 | 1.0% | 0.92% |
| 20 | Vanguard Index Fds | TOTAL STK MKT | $12,014,581 | 37,451 | 0.96% | 0.88% |
| 21 | Apple Inc | COM | $11,508,013 | 45,345 | 0.92% | 0.84% |
| 22 | Ishares Tr | CORE S&P500 ETF | $11,110,160 | 17,009 | 0.89% | 0.81% |
| 23 | Ishares Tr | RUSSELL 3000 ETF | $10,628,508 | 28,673 | 0.85% | 0.78% |
| 24 | Ishares Tr | TRUST ISHARE 0-1 | $8,894,990 | 80,578 | 0.71% | 0.65% |
| 25 | State Str Spdr S&P 500 Etf T | TR UNIT | $8,137,582 | 12,513 | 0.65% | 0.6% |
Top 25 of 153 positions from the manager's latest Form 13F · source filing (EDGAR) ↗. 13F covers long US-listed positions only. "% of AUM" is share of the firm's total regulatory AUM (Form ADV Item 5.F).
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 972 | $393M | 28.8% |
| High net worth individuals | 379 | $936M | 68.6% |
| Pension and profit sharing plans | 12 | $14.5M | 1.06% |
| Charitable organizations | 14 | $20.0M | 1.47% |
| Corporations and other businesses | 4 | $569K | 0.04% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Jetblue Airways Retirement Plan Jetblue Airways Corporation | 2024 | |
| Urban Strategies Llc 401(k) Plan Urban Strategies, Llc | 2024 |
People (14)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Daniel Patrick Cunningham | Chief Executive Officer & Sole Member/Managing Member | May 2016 (10y) | 75% or more | |
| Bills, Jayne, Ann | Chief Compliance Officer | Jul 2023 (3y) | Less than 5% | |
| William Frank Koster | Registered representative | Sep 2019 (7y) | ||
| Nancy Surdek Westbrook | Registered representative | Jul 2020 (6y) | ||
| Carrie Foster Mc Donnell | Registered representative | Apr 2022 (4y) | ||
| Matthew Dalton Mc Bride | Registered representative | CFA | Feb 2023 (3y) | |
| Caroline Grace Russell | Registered representative | Jul 2024 (2y) | ||
| Christopher St. Peter Mc Keown | Registered representative | Oct 2024 (2y) | ||
| Seth Patrick Gillim | Registered representative | Oct 2024 (2y) | ||
| John Robert Bass | Registered representative | Feb 2025 (1y) | ||
| Burta Kelly | Registered representative | Jun 2025 (1y) | ||
| Jennifer Lauren Martinez | Registered representative | Sep 2025 (1y) | ||
| John Robert Slane | Registered representative | Nov 2025 (1y) | ||
| Kevin Patrick Murray | Registered representative | Nov 2025 (1y) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (2)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Jetblue Airways Retirement Plan | Jetblue Airways Corporation | 23,089 | $5.4B | 01/01/2024 |
| Urban Strategies Llc 401(k) Plan | Urban Strategies, Llc | 623 | $4.0M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 02/04/2026 | 988 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
- • Publication of periodicals or newsletters
- • Educational seminars/workshops
- • Other services
Custody
Reported custodians
- Charles Schwab & Co. $1.3B (97% of AUM) Feb 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Feb 04, 2026.
View current Form ADV (SEC/IAPD) ↗