Cloud Investments, Llc
- Regulatory AUM
- $404M
- Discretionary
- $404M
- Clients
- 995
- Avg AUM / client
- $406K
- Accounts
- 1,749
- Employees
- 6
AUM over time
Annual snapshots from Form ADV filings · as of Feb 12, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 904 | $253M | 62.7% |
| High net worth individuals | 76 | $145M | 36.0% |
| Other | 15 | $5.4M | 1.34% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Cleveland Clinic Savings And Investment Plan The Cleveland Clinic Foundation | 2024 |
People (6)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Don P Cloud | Managing Member | Oct 2015 (11y) | 75% or more | |
| Scott Alan Montes | Chief Compliance Officer | Jan 2024 (3y) | Less than 5% | |
| Charles Harriman | Registered representative | Jan 2016 (11y) | ||
| Germi Lamar Cloud | Registered representative | Jun 2016 (10y) | ||
| Aaron Joseph Howard | Registered representative | CFP Chartered Financial Consultant | Dec 2018 (8y) | |
| John Huggins | Registered representative | Feb 2022 (4y) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (1)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Cleveland Clinic Savings And Investment Plan | The Cleveland Clinic Foundation | 68,206 | $9.2B | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 02/12/2026 | 996 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Pension consulting services
- • Educational seminars/workshops
Custody
Reported custodians
- Fidelity Distributors Company Llc $404M (100% of AUM) Feb 2026
- TD Ameritrade $171M (76% of AUM) Aug 2023
- Fidelity Investments Institutional Services Company, Inc. $83.0M (83% of AUM) Mar 2018
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Feb 12, 2026.
View current Form ADV (SEC/IAPD) ↗