Baltimore Washington Financial Advisors, Inc.
- Regulatory AUM
- $3.0B
- Discretionary
- $2.9B
- Clients
- 5,301
- Avg AUM / client
- $563K
- Accounts
- 5,301
- Employees
- 36
AUM over time
Reported AUM from Form ADV filings, plotted by filing date · as of Mar 19, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 4,400 | $900M | 30.2% |
| High net worth individuals | 872 | $2.1B | 69.1% |
| Charitable organizations | 18 | $21.4M | 0.72% |
| Corporations and other businesses | 11 | $1.6M | 0.05% |
People (14)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Robert G Carpenter | President & Chief Compliance Officer | Jun 2012 (14y) | 75% or more | |
| Joseph U Manfredi | Chief Operating Officer & Senior Portfolio Manager | Jul 2013 (13y) | Less than 5% | |
| Manas, Meghan, Emery | Director, Client Services | Jul 2013 (13y) | Less than 5% | |
| John Christopher Kelly | Registered representative | CFP | Jul 2012 (14y) | |
| Joseph Anthony Caputo | Registered representative | CFP | Nov 2012 (14y) | |
| Thad Joseph Ismart | Registered representative | CFP | Feb 2013 (13y) | |
| Townsend Hornor | Registered representative | Feb 2015 (11y) | ||
| Tyler Kluge | Registered representative | CFP | Feb 2018 (8y) | |
| Matthew Smiler | Registered representative | Chartered Financial Consultant | Oct 2019 (7y) | |
| Lawrence M. Post | Registered representative | CFP | Dec 2019 (7y) | |
| Tyler Duluth Cunningham | Registered representative | CFP | Mar 2021 (5y) | |
| Max Pflugrad | Registered representative | Feb 2023 (3y) | ||
| Terrence Jerrel Jones | Registered representative | Jan 2024 (3y) | ||
| Samantha Nash | Registered representative | Aug 2025 (1y) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/19/2026 | 905 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Other fees
- • FLAT PROJECT FEES FOR RETIREMENT & ESTATE PLANNING
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Educational seminars/workshops
- • Other services
Custody
Reported custodians
- Charles Schwab & Co. $2.7B (90% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 19, 2026.
View current Form ADV (SEC/IAPD) ↗