The Retirement Solution Llc
- Regulatory AUM
- $699M
- Discretionary
- $449M
- Clients
- 824
- Avg AUM / client
- $849K
- Accounts
- 3,164
- Employees
- 35
AUM over time
Annual snapshots from Form ADV filings · as of May 15, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 499 | $292M | 41.8% |
| High net worth individuals | 324 | $407M | 58.2% |
| Corporations and other businesses | 1 | $40.8K | 0.01% |
People (19)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| James Leroy Black | Ceo, Financial Planner | CFP | Aug 2008 (18y) | ≈ 56.25% – 100% via Sivako Llc |
| Thomas Alan Black | President, Financial Planner | Sep 2015 (11y) | Less than 5% | |
| Petraitis, Brian, Joseph | Chief Compliance Officer | Oct 2024 (2y) | Less than 5% | |
| Cynthia Aspitarte Mueller | Registered representative | CFP | Aug 2013 (13y) | |
| Matthew Ryan Perrone | Registered representative | Nov 2015 (11y) | ||
| Shane Christopher Perry | Registered representative | Feb 2019 (7y) | ||
| Kyle Brent Nelson | Registered representative | CFP | Jul 2019 (7y) | |
| Travis Johnson | Registered representative | Nov 2019 (7y) | ||
| Jared Thomas Black | Registered representative | Apr 2022 (4y) | ||
| Wesley Robert Mc Bratney | Registered representative | May 2022 (4y) | ||
| Clinton William Coburn | Registered representative | Apr 2023 (3y) | ||
| Heather M Carlson | Registered representative | Nov 2023 (3y) | ||
| Jared Kowalske | Registered representative | Dec 2023 (3y) | ||
| Sean Michael Closson | Registered representative | Oct 2024 (2y) | ||
| Tenzin Tashi Zingkha | Registered representative | Aug 2025 (1y) | ||
| Jacob Vitaliy Richards | Registered representative | Oct 2025 (1y) | ||
| Jason David Falk | Registered representative | Jan 2026 (1y) | ||
| David Jay Granger | Registered representative | CFP | Jan 2026 (1y) | |
| Mark Christian Chin | Registered representative | Jul 2026 (0y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Sivako Llc | Owner Holding Company | Feb 2023 | A | 75% or more |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- James Leroy Black: 75% – 100% of Sivako Llc × 75% – 100% direct ≈ 56.25% – 100% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 05/15/2026 | 970 KB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Selection of other advisers
- • Publication of periodicals or newsletters
- • Other services
Custody
Reported custodians
- Fidelity Brokerage Services $558M (80% of AUM) May 2026
- TD Ameritrade $197M (100% of AUM) Oct 2020
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: May 15, 2026.
View current Form ADV (SEC/IAPD) ↗