Mcf Advisors, Llc
SEC-registered
Insurance-Affiliated · Mid-sized ($1B–$10B)
CRD 130372
· SEC file 801-62765
· Lexington, KY
· www.facebook.com
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ADV data as of May 28, 2026
- Regulatory AUM
- $4.7B
- Discretionary
- $3.5B
- Clients
- 3,539
- Avg AUM / client
- $1.3M
- Accounts
- 7,540
- Employees
- 55
AUM over time
$570M
$4.7B
Nov 2011
May 2026
Annual snapshots from Form ADV filings · as of May 28, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 2,792 | $394M | 8.41% |
| High net worth individuals | 648 | $2.2B | 46.5% |
| Banking or thrift institutions | 1 | $16.1M | 0.34% |
| Pension and profit sharing plans | 69 | $1.9B | 39.5% |
| Charitable organizations | 21 | $115M | 2.45% |
| Corporations and other businesses | 8 | $129M | 2.74% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
People (33)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Robert Bruce Sathe | Chairman | Chartered Financial Consultant | Jan 2004 (23y) | 5% – 10% |
| Timothy Andrew Gavin | Chief Compliance Officer (Cco) | CFP | Jan 2013 (14y) | Less than 5% |
| Andrew D Sathe | Vp, Sr. Financial Advisor | CFP | Jan 2017 (10y) | 5% – 10% |
| Brittany Browning Manning | Chief Operating Officer | CFP | Jan 2017 (10y) | Less than 5% |
| David Lee Harris | Chief Executive Officer | Jan 2017 (10y) | 50% – 75% | |
| Hunter Brown Nighbert | Financial Advisor | Jan 2017 (10y) | Less than 5% | |
| James Scott Downing | Vp, Sr. Financial Advisor | CFP | Jan 2017 (10y) | Less than 5% |
| Jeffrey Lewis Jennings | Vp, Sr. Financial Advisor | CFP | Jan 2017 (10y) | 5% – 10% |
| Kristopher J Kellinghaus | Svp, Chief Investment Officer | CFP CFA | Jan 2017 (10y) | 5% – 10% |
| Peter De Wyckoff Bryans | Sr. Investment Analyst | CFP CFA | Jan 2017 (10y) | Less than 5% |
| Stephen Alan Wright | Vp, Sr. Financial Advisor | CFP | Feb 2017 (9y) | Less than 5% |
| Sean T Lamanna | Financial Advisor | CFP | Dec 2020 (6y) | Less than 5% |
| Christopher Thomas Cochran | Registered representative | Jan 2017 (10y) | ||
| Thomas R Hayden | Registered representative | Jan 2017 (10y) | ||
| Nicholas Charles Newell | Registered representative | Apr 2017 (9y) | ||
| Matthew Lawrence Rose | Registered representative | CFP | Nov 2021 (5y) | |
| Harrison Dean | Registered representative | Nov 2022 (4y) | ||
| Matthew Kerry Poulos | Registered representative | Feb 2023 (3y) | ||
| Brittany Elizabeth Hiett | Registered representative | Nov 2025 (1y) | ||
| Bradley Clay Fisher | Registered representative | CFP | Jan 2026 (1y) | |
| Steven Joseph Giacobbe | Registered representative | CFP CFA | Jan 2026 (1y) | |
| William Shawn Clark | Registered representative | Jan 2026 (1y) | ||
| George T Barker | Registered representative | Feb 2026 (0y) | ||
| Kristen Kirkwood | Registered representative | Feb 2026 (0y) | ||
| Todd Allan Steinbrink | Registered representative | CFP | Mar 2026 (0y) | |
| Noah L. Sayre | Registered representative | CFP | Apr 2026 (0y) | |
| Patrick Shawn Scarborough | Registered representative | CFP CFA | Apr 2026 (0y) | |
| Gerald Edward Yox | Registered representative | CFP | Apr 2026 (0y) | |
| Timothy Joseph Dougherty | Registered representative | CFP | Apr 2026 (0y) | |
| Todd Daniel Lyon | Registered representative | CFP | Apr 2026 (0y) | |
| Glenn David Bujnoch | Registered representative | CFP | Apr 2026 (0y) | |
| William J Backscheider | Registered representative | CFP | Apr 2026 (0y) | |
| Ronald Christopher Ridings | Registered representative | CFP | Jun 2026 (0y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Murray, Martha H | Manager Of Wealth Management Services | Jul 2024 | A | Less than 5% |
Undisclosed: 0% – 30% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (24)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Association Management Resources Inc. 401(k) Retirement Plan | Association Management Resources, Inc. | 87 | $9.4M | 07/01/2024 |
| Kentucky Medical Services Foundation, Inc. 401(k) Retirement Plan | Kentucky Medical Services Foundation, Inc. | 0 | $0 | 01/01/2024 |
| Pizza Wholesale Of Lexington, Inc. 401(k)retirement Savings Plan | Pizza Wholesale Of Lexington, Inc. | 250 | $14.9M | 01/01/2024 |
| Kenney Ortho Group, Inc. 401(k) Plan | Kenney Ortho Group, Inc. | 0 | $0 | 01/01/2024 |
| Kentucky Easter Seal Society, Inc. Retirement Savings Plan | Kentucky Easter Seals Society, Inc. | 88 | $17.9M | 01/01/2024 |
| C & B Marine, Llc 401(k) Plan | C & B Marine, Llc | 205 | $8.5M | 01/01/2024 |
| Living Arrangements For The Developmentally Disabled, Inc. 403(b) Defined Contribution Retirement Plan | Living Arrangements For The Developmentally Disabled, Inc. | 143 | $2.6M | 01/01/2024 |
| Southern Orthopedic Associates 401(k) Profit Sharing Plan | Southern Orthopedic Associates, Sc | 104 | $22.3M | 01/01/2024 |
| Lexington Christian Academy, Inc. 403(b) Retirement Savings Plan | Lexington Christian Academy, Inc. | 199 | $8.5M | 01/01/2024 |
| Blackhawk Mining Retirement Savings Plan | Blackhawk Mining, Llc | 2,077 | $119M | 01/01/2024 |
| Davis & Plomin, Inc. 401(k) Retirement Savings Plan | Davis & Plomin Mechanical, Inc. | 165 | $12.1M | 01/01/2024 |
| Taft Stettinius & Hollister Llp Thrift Savings & Retirement Plan | Taft Stettinius & Hollister Llp | 1,468 | $849M | 01/01/2024 |
| Corporex Family Of Companies 401(k) Plan | Corporex Realty & Investment Llc | 1,153 | $30.8M | 01/01/2024 |
| Stewart Home & School, Llc Retirement Plan | Stewart Home & School, Llc | 158 | $12.7M | 01/01/2024 |
| Bacon, Farmer, Workman Engineering And Testing, Inc. 401(k) Retirement Plan | Bacon Farmer Workman Retirement Plan | 174 | $22.8M | 01/01/2024 |
| North American Properties Llc Retirement Savings Plan | North American Properties Llc | 140 | $41.3M | 01/01/2024 |
| The C.W. Zumbiel Company 401(k) Savings & Profit Sharing Plan | The C.W. Zumbiel Company | 302 | $34.5M | 01/01/2024 |
| Linak U.S. Inc. 401(k) Retirement Savings Plan | Linak U.S. Inc. | 276 | $26.0M | 01/01/2024 |
| Kentucky Rebuild Corporation 401(k) Profit Sharing Plan | Kentucky Rebuild Corporation | 85 | $7.8M | 01/01/2024 |
| Cmc, Inc. 401(k) Retirement Plan | Cmc, Inc. | 121 | $3.1M | 01/01/2024 |
| The Potter Companies Retirement Savings Plan | Phoenix Coal Holdings, Llc | 995 | $11.8M | 01/01/2024 |
| Humana Retirement Savings Plan | Humana Inc. | 42,968 | $7.7B | 01/01/2024 |
| Growth Orthopaedics 401(k) & Profit Sharing Plan | Growth Orthopaedics Mso | 294 | $24.0M | 01/01/2024 |
| Galerie Retirement Savings Plan | Ross Acquisition Co. | 108 | $6.4M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 05/28/2026 | 1.3 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
- • Selection of other advisers
Custody
Reported custodians
- Charles Schwab & Co. $2.8B (61% of AUM) May 2026
- Great West Trust Company, Llc $429M (9% of AUM) May 2026
- Fidelity Brokerage Services $318M (15% of AUM) Jan 2022
- Fidelity Management Trust Company $264M (10% of AUM) Jan 2023
- Fis Brokerage & Securities Services Llc $49.5M (3% of AUM) Dec 2018
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: May 28, 2026.
View current Form ADV (SEC/IAPD) ↗