Advance Capital Management Inc
- Regulatory AUM
- $5.0B
- Discretionary
- $4.9B
- Clients
- 7,365
- Avg AUM / client
- $676K
- Accounts
- 14,835
- Employees
- 62
AUM over time
Annual snapshots from Form ADV filings · as of Mar 26, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 5,756 | $1.9B | 38.7% |
| High net worth individuals | 1,531 | $3.0B | 59.8% |
| Pension and profit sharing plans | 47 | $39.9M | 0.8% |
| Charitable organizations | 16 | $24.5M | 0.49% |
| Corporations and other businesses | 13 | $10.2M | 0.21% |
| Other | 2 | $30.9K | 0.0% |
Retirement plan clients
Plans that reported this firm as an investment service provider on Form 5500 Schedule C.
| Plan | Location | Plan year |
|---|---|---|
| Crm Employee Savings & Investment Plan Channeled Resources, Inc. | 2024 |
People (34)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Rathka, Raymond, August | Trustee | Aug 1986 (40y) | 10% – 25% | |
| Christopher Michael Kostiz | President | Oct 2004 (22y) | Less than 5% | |
| Harkleroad, Kathy, Jo | Chief Operations Officer & Chief Compliance Officer | Oct 2004 (22y) | Less than 5% | |
| Katynski, Julie, Ann | Chief Financial Officer | Oct 2004 (22y) | Less than 5% | |
| Gerald Walker Malone | Trustee | Jan 2010 (17y) | Less than 5% | |
| Robert Lawrence Kleber | Trustee | CFP | Jan 2010 (17y) | Less than 5% |
| Joseph Robert Theisen | Vice President | Jun 2010 (16y) | Less than 5% | |
| William Reed Hickerson | Registered representative | CFP | Aug 2000 (26y) | |
| Jeffrey Nicholas Lido | Registered representative | CFP | Jan 2010 (17y) | |
| Michael Steven Hohf | Registered representative | CFP | Jan 2010 (17y) | |
| Ryan B Sheffer | Registered representative | CFP | Jan 2010 (17y) | |
| Gregory Orlo Mackenzie | Registered representative | CFA | Feb 2010 (16y) | |
| Mark Gerard Wayton | Registered representative | CFP | Apr 2010 (16y) | |
| Kurt William Mears | Registered representative | Jun 2010 (16y) | ||
| Daniel David Mchugh | Registered representative | CFP Personal Financial Specialist | Nov 2010 (16y) | |
| Terra Rose Hohf | Registered representative | CFP | Nov 2010 (16y) | |
| Sean Kenneth Mcdonnell | Registered representative | CFP | Apr 2011 (15y) | |
| Samantha Ann Williams | Registered representative | CFP | Nov 2012 (14y) | |
| Jared David Vandenberg | Registered representative | CFP | May 2014 (12y) | |
| Lara Beth Mazek | Registered representative | CFP | May 2016 (10y) | |
| David R Forshew | Registered representative | Jul 2016 (10y) | ||
| Derek A Van Solkema | Registered representative | CFP | Feb 2017 (9y) | |
| Ryan Joseph Theisen | Registered representative | CFP | Jul 2019 (7y) | |
| Ian Robert Hulen Smith | Registered representative | Jul 2020 (6y) | ||
| Cullen Patrick Prena | Registered representative | CFP | Apr 2021 (5y) | |
| Patrick Coleman Cummins | Registered representative | CFP | Sep 2021 (5y) | |
| Chad Thomas Theisen | Registered representative | CFP | Oct 2021 (5y) | |
| Vincent Albert Frank Vitale | Registered representative | CFA | Jan 2024 (3y) | |
| Carly Kaitlin Purcell | Registered representative | Aug 2024 (2y) | ||
| Emily Patricia Cely | Registered representative | Aug 2024 (2y) | ||
| Megan Kaylyn Grace De Jong | Registered representative | Sep 2024 (2y) | ||
| Benjamin Beck Hall | Registered representative | Sep 2025 (1y) | ||
| Luis Alejandro Cely | Registered representative | CFA | Sep 2025 (1y) | |
| Connor Nelson Faix | Registered representative | Jan 2026 (1y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Advance Capital Group, Inc. | Holding Co. Owner | Aug 1986 | A | 50% – 75% |
| Advance Capital Group Inc., Employee Stock Ownership Plan | Esop | Mar 2007 | B | ≈ 25% – 56.25% via Advance Capital Group, Inc. |
Undisclosed: 0% – 40% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Advance Capital Group Inc., Employee Stock Ownership Plan: 50% – 75% of Advance Capital Group, Inc. × 50% – 75% direct ≈ 25% – 56.25% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Retirement plans served (1)
| Plan | Sponsor | Participants | Plan assets | As of |
|---|---|---|---|---|
| Crm Employee Savings & Investment Plan | Channeled Resources, Inc. | 134 | $12.6M | 01/01/2024 |
From Form 5500 service-provider disclosures.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/26/2026 | 1.05 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
- • Selection of other advisers
Custody
Reported custodians
- Charles Schwab & Co. $5.0B (100% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 26, 2026.
View current Form ADV (SEC/IAPD) ↗