Earned Wealth Advisors, Llc
SEC-registered
Wealth Manager · Mid-sized ($1B–$10B)
CRD 108052
· SEC file 801-57727
· Walnut Creek, CA
· WWW.LINKEDIN.COM
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ADV data as of Mar 30, 2026
- Regulatory AUM
- $3.1B
- Discretionary
- $3.1B
- Clients
- 1,875
- Avg AUM / client
- $1.7M
- Accounts
- 5,506
- Employees
- 35
AUM over time
$777M
$3.1B
Mar 24, 2012
Mar 30, 2026
Reported AUM from Form ADV filings, plotted by filing date · as of Mar 30, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 877 | $234M | 7.52% |
| High net worth individuals | 584 | $2.2B | 69.7% |
| Pension and profit sharing plans | 337 | $530M | 17.1% |
| Charitable organizations | 4 | $8.6M | 0.28% |
| Insurance companies | 2 | $11.2M | 0.36% |
| Corporations and other businesses | 71 | $156M | 5.02% |
People (45)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Barry Wilson Oliver | Chief Compliance Officer | Personal Financial Specialist | Sep 1999 (27y) | 10% – 25% |
| John Haden Werhan | Registered representative | Personal Financial Specialist | Feb 2000 (26y) | |
| David Kristian Harlow | Registered representative | Personal Financial Specialist | Feb 2006 (20y) | |
| Carson Knudsen Henderson | Registered representative | Personal Financial Specialist | Nov 2010 (16y) | |
| Jared Mark Nelson | Registered representative | Personal Financial Specialist | Jul 2014 (12y) | |
| Todd Alan Rouleau | Registered representative | CFP CFA | Jul 2016 (10y) | |
| Nicholas Louis Gizzarelli | Registered representative | Jul 2018 (8y) | ||
| Joseph Eugene Kalinowski | Registered representative | Personal Financial Specialist | Nov 2022 (4y) | |
| Jessica Rose Pincus | Registered representative | Aug 2024 (2y) | ||
| Brett Adam Le Mmon | Registered representative | Jan 2025 (2y) | ||
| Ryan Trevor Mcclellan | Registered representative | Jan 2025 (2y) | ||
| William Gerald Martin | Registered representative | CFA | Jan 2025 (2y) | |
| Caitlin Marie Howerton | Registered representative | CFP | Jan 2025 (2y) | |
| Myhanh Tran Hoskin | Registered representative | CFP | Jan 2025 (2y) | |
| Pooja Agarwal | Registered representative | May 2025 (1y) | ||
| Seema Saini | Registered representative | May 2025 (1y) | ||
| Navjeet Singh Chahal | Registered representative | May 2025 (1y) | ||
| Ana Karen Chena Davila | Registered representative | May 2025 (1y) | ||
| Denise Ann Mitchell | Registered representative | May 2025 (1y) | ||
| Shawn Dean Stifle | Registered representative | May 2025 (1y) | ||
| Sunita Pathak | Registered representative | Jun 2025 (1y) | ||
| Dilnoor Kaur | Registered representative | Jun 2025 (1y) | ||
| Nitu Kumar | Registered representative | Jun 2025 (1y) | ||
| Shamitoj Sandhu | Registered representative | Jun 2025 (1y) | ||
| Tyler Braxton Bayless Edwards | Registered representative | Aug 2025 (1y) | ||
| Gilbert Elliot Cotto | Registered representative | CFP | Aug 2025 (1y) | |
| Jonathan Faynik | Registered representative | Aug 2025 (1y) | ||
| Jeanette Lynn Beatty | Registered representative | CFP | Aug 2025 (1y) | |
| Patrick Lee Beaman | Registered representative | Sep 2025 (1y) | ||
| Thomas Anthony Walker | Registered representative | Oct 2025 (1y) | ||
| Shazia Khateeb | Registered representative | Oct 2025 (1y) | ||
| Devin Gregory Clare | Registered representative | Nov 2025 (1y) | ||
| Adam Nicholas Braunscheidel | Registered representative | CFP | Dec 2025 (1y) | |
| Andrew Michael Taylor | Registered representative | CFP | Dec 2025 (1y) | |
| Harold Michael Lewellen | Registered representative | CFP | Dec 2025 (1y) | |
| Jason Mahoney Odell | Registered representative | Dec 2025 (1y) | ||
| Robert G Peelman | Registered representative | CFP | Dec 2025 (1y) | |
| Devon James Hunter | Registered representative | Dec 2025 (1y) | ||
| William Truett Davis | Registered representative | Dec 2025 (1y) | ||
| David Bruce Mandell | Registered representative | Dec 2025 (1y) | ||
| Barrett Thomas Gray | Registered representative | CFP | Jan 2026 (1y) | |
| Ali Oromchian | Registered representative | Jan 2026 (1y) | ||
| Gerald M Nowakowski | Registered representative | Feb 2026 (0y) | ||
| Muhammad Naadir Jalill | Registered representative | Feb 2026 (0y) | ||
| Chance Dakota Coker | Registered representative | Feb 2026 (0y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Earned Wealth Operating Company, Inc. | Owner | Jun 2024 | A | 75% or more |
| Earned Wealth Intermediate Holdings, Inc. | Owner | Jun 2024 | B | ≈ 56.25% – 100% via Earned Wealth Operating Company, Inc. |
| Earned Wealth Holdings, L.P. | Owner | Jun 2024 | B | ≈ 42.19% – 100% via Earned Wealth Intermediate Holdings, Inc. |
| Earned Wealth Holdings Gp, Llc | General Partner | Jun 2024 | B | GP / trustee / elected manager of Earned Wealth Holdings, L.P. (indirect) |
Undisclosed: 0% – 15% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Earned Wealth Intermediate Holdings, Inc.: 75% – 100% of Earned Wealth Operating Company, Inc. × 75% – 100% direct ≈ 56.25% – 100% of the firm
- Earned Wealth Holdings, L.P.: 75% – 100% of Earned Wealth Intermediate Holdings, Inc. × 75% – 100% of Earned Wealth Operating Company, Inc. × 75% – 100% direct ≈ 42.19% – 100% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/30/2026 | 1.34 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
- • Selection of other advisers
- • Publication of periodicals or newsletters
- • Educational seminars/workshops
Custody
Reported custodians
- Charles Schwab & Co. $2.2B (72% of AUM) Mar 2026
- National Financial Services (Fidelity) $714M (23% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 30, 2026.
View current Form ADV (SEC/IAPD) ↗