Retirement Financial Solutions, Llc
- Regulatory AUM
- $362M
- Discretionary
- $362M
- Clients
- 798
- Avg AUM / client
- $453K
- Accounts
- 2,137
- Employees
- 26
AUM over time
Annual snapshots from Form ADV filings · as of Mar 20, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 721 | $232M | 64.2% |
| High net worth individuals | 69 | $125M | 34.7% |
| Pension and profit sharing plans | 4 | $3.2M | 0.89% |
| Corporations and other businesses | 4 | $785K | 0.22% |
People (18)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Bradley Robert Fugate | Managing Director | Aug 2014 (12y) | 25% – 50% | |
| Fugate, Robin, Renee | Member | Aug 2014 (12y) | 10% – 25% | |
| John Vandergriff | Member And Wealth Planner | Aug 2014 (12y) | 10% – 25% | |
| Robert Harry Fugate | Member And Wealth Planner | CFP Chartered Financial Consultant | Aug 2014 (12y) | 10% – 25% |
| Vandergriff, Ashley | Member | Aug 2014 (12y) | 10% – 25% | |
| Payne, Christopher, Lee | Chief Compliance Officer | Oct 2023 (3y) | Less than 5% | |
| Richard Zachary Hill | Registered representative | Jun 2019 (7y) | ||
| Marc Christopher Morris | Registered representative | Jan 2020 (7y) | ||
| Jonathan Mills | Registered representative | Nov 2020 (6y) | ||
| Austin Wells Ballenger | Registered representative | Mar 2024 (2y) | ||
| Bryce William Hodge | Registered representative | Mar 2025 (1y) | ||
| Julia Ellyn Kaye | Registered representative | Mar 2025 (1y) | ||
| Macey Marie Smith | Registered representative | May 2025 (1y) | ||
| Joshua Wayne Bigwood | Registered representative | Aug 2025 (1y) | ||
| Joseph Robert Haas | Registered representative | CFA | Aug 2025 (1y) | |
| Wayne Harris Cravens | Registered representative | Nov 2025 (1y) | ||
| Benjamin Phillip Andrews | Registered representative | Jan 2026 (1y) | ||
| Jacob Scott Nelson | Registered representative | Jun 2026 (0y) |
Undisclosed: 0% – 35% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/20/2026 | 1.04 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Other fees
- • COSTS ASSOCIATED WITH THE CONTENT OF THE WORKSHOP AND/OR COURSE
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Educational seminars/workshops
Custody
Reported custodians
- Fidelity Brokerage Services $362M (100% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 20, 2026.
View current Form ADV (SEC/IAPD) ↗