Waterfront Wealth Inc.
- Regulatory AUM
- $1.1B
- Discretionary
- $1.1B
- Clients
- 792
- Avg AUM / client
- $1.4M
- Accounts
- 3,224
- Employees
- 14
AUM over time
Annual snapshots from Form ADV filings · as of Mar 13, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 527 | $150M | 13.2% |
| High net worth individuals | 265 | $935M | 82.2% |
| Pension and profit sharing plans | Fewer than 5 clients | $5.0M | 0.44% |
| Charitable organizations | Fewer than 5 clients | $37.0M | 3.25% |
| Corporations and other businesses | Fewer than 5 clients | $11.0M | 0.97% |
People (10)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Roger Carter Ratzlaff | Ceo/Cco | Jan 2012 (15y) | 75% or more | |
| Michael Paul Shields | Registered representative | CFP | Apr 2015 (11y) | |
| Christopher Harrington | Registered representative | CFA | May 2017 (9y) | |
| Pamela Vasquez | Registered representative | Jan 2019 (8y) | ||
| Jacob Alan Linch | Registered representative | Jan 2019 (8y) | ||
| Monte Trent Grissom | Registered representative | Feb 2019 (7y) | ||
| Matthew Alan Hekman | Registered representative | May 2022 (4y) | ||
| Patrick Steven Berch | Registered representative | Oct 2022 (4y) | ||
| Kale Alvin Paul Soukup | Registered representative | CFP | Nov 2023 (3y) | |
| Benjamin Joel Fischer | Registered representative | Jul 2024 (2y) |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 03/13/2026 | 1.07 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
This firm answered "yes" to a disciplinary item on its latest filing. Detailed disclosure pages for this filing have not been imported yet — see the source filing below.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Portfolio management for businesses/institutional clients
- • Pension consulting services
Custody
Reported custodians
- Wells Fargo $1.1B (100% of AUM) Mar 2026
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports having custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Mar 13, 2026.
View current Form ADV (SEC/IAPD) ↗