Copper Financial Network, Llc
SEC-registered
Insurance-Affiliated · Small ($100M–$1B)
CRD 168203
· SEC file 801-89168
· Lenexa, KS
· WWW.COMMUNITYAMERICA.COM
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ADV data as of Jun 15, 2026
- Regulatory AUM
- $411M
- Discretionary
- $411M
- Clients
- 4,165
- Avg AUM / client
- $98.6K
- Accounts
- 4,987
- Employees
- 50
AUM over time
$100M
$411M
Dec 2014
Jun 2026
Annual snapshots from Form ADV filings · as of Jun 15, 2026
Who they serve
| Client type | Clients | AUM | % of AUM |
|---|---|---|---|
| Individuals (non-high net worth) | 4,135 | $366M | 89.1% |
| High net worth individuals | 30 | $44.7M | 10.9% |
| Banking or thrift institutions | Fewer than 5 clients | — | — |
| Pension and profit sharing plans | Fewer than 5 clients | — | — |
| Charitable organizations | Fewer than 5 clients | — | — |
| State or municipal government entities | Fewer than 5 clients | — | — |
| Other investment advisers | Fewer than 5 clients | — | — |
| Insurance companies | Fewer than 5 clients | — | — |
| Sovereign wealth funds and foreign official institutions | Fewer than 5 clients | — | — |
| Other | 0 | — | — |
People (45)
roster as of Jul 20, 2026| Name | Role / title | Credentials | With firm since | Ownership |
|---|---|---|---|---|
| Patrick, Michael | Elected Manager | Jul 2008 (18y) | Less than 5% | |
| Michael Patrick Haggerty | President, Chief Compliance Officer | CFP | Jun 2013 (13y) | Less than 5% |
| Ginter, Lisa | Elected Manager | Mar 2015 (11y) | Less than 5% | |
| Saracini, Timothy Rice | Elected Manager | Sep 2016 (10y) | Less than 5% | |
| Kropp, Stephen Dale | Elected Manager | Jan 2021 (6y) | Less than 5% | |
| Dehner, Michael James | Financial Operations Principal | Mar 2022 (4y) | Less than 5% | |
| Christian, Tracy | Elected Manager | Dec 2022 (4y) | Less than 5% | |
| Heath Tyler Burch | Registered representative | CFP | May 2014 (12y) | |
| Scott Christopher Adams | Registered representative | CFP Chartered Financial Consultant | May 2014 (12y) | |
| Todd Christopher Salzman | Registered representative | CFP | May 2014 (12y) | |
| Joseph David Kraemer | Registered representative | Feb 2017 (9y) | ||
| Jason Eric Seehusen | Registered representative | CFP | Jan 2018 (9y) | |
| Bradley Justin Mauderer | Registered representative | Apr 2018 (8y) | ||
| Taylor Brianne Ahern | Registered representative | Jun 2018 (8y) | ||
| Joshua Daniel Edens | Registered representative | Aug 2019 (7y) | ||
| Tysyn Hartman | Registered representative | Jan 2020 (7y) | ||
| Rance Jay Carlson | Registered representative | CFP | Jan 2021 (6y) | |
| Jeffrey Stuart Vineyard | Registered representative | Jan 2021 (6y) | ||
| Joan Elizabeth Bellows | Registered representative | May 2021 (5y) | ||
| Rachel Marie Feldkamp | Registered representative | Sep 2021 (5y) | ||
| Andre Maurice Yoskowitz | Registered representative | CFP | Feb 2022 (4y) | |
| Seth Izak Hofstetter | Registered representative | Feb 2022 (4y) | ||
| Jake Christopher Wu | Registered representative | Mar 2022 (4y) | ||
| Machoura Akmalkhodjaeva | Registered representative | Mar 2022 (4y) | ||
| Ian Stuart Cole | Registered representative | Mar 2022 (4y) | ||
| Alyssa Nicole Akers | Registered representative | Sep 2022 (4y) | ||
| Amanda J Spear | Registered representative | Jan 2023 (4y) | ||
| Lalitkumar K Dhande | Registered representative | Jan 2023 (4y) | ||
| Ronald Lee Yount | Registered representative | CFP | Jan 2023 (4y) | |
| Caleb Allen Padgett | Registered representative | Jan 2023 (4y) | ||
| Jordan Nicole Rehagen | Registered representative | CFP Chartered Financial Consultant | Mar 2023 (3y) | |
| Joseph T Yates | Registered representative | Apr 2023 (3y) | ||
| Dainan James Swoope | Registered representative | Jul 2023 (3y) | ||
| Nicole Anne Bartel | Registered representative | Aug 2023 (3y) | ||
| Tyler Dean White | Registered representative | Sep 2023 (3y) | ||
| John Douglas James | Registered representative | Sep 2023 (3y) | ||
| Salvatore Charles Arnone | Registered representative | Mar 2024 (2y) | ||
| Kelly Dawn Lambert | Registered representative | Apr 2025 (1y) | ||
| Matthew Philip Fitzgerald | Registered representative | Apr 2025 (1y) | ||
| Suzanne E Wallace | Registered representative | May 2025 (1y) | ||
| Albert Maurice Judson | Registered representative | Jul 2025 (1y) | ||
| Joshua David Packman | Registered representative | Aug 2025 (1y) | ||
| Kevin David Harper | Registered representative | Oct 2025 (1y) | ||
| Drew P Cason | Registered representative | Oct 2025 (1y) | ||
| Christopher Leile Sutherlin | Registered representative | Jul 2026 (0y) |
Entity owners (Schedule A/B)
| Entity | Title / status | Since | Sch. | Ownership |
|---|---|---|---|---|
| Communityamerica Cuso One Llc | Shareholder | Nov 2001 | A | 75% or more |
| Communityamerica Credit Union | Sole Shareholder | Nov 2001 | B | ≈ 56.25% – 100% via Communityamerica Cuso One Llc |
Undisclosed: 0% – 25% of the firm is not attributable from the filed Schedule A bands.
Estimated effective ownership (look-through of filed bands):
- Communityamerica Credit Union: 75% – 100% of Communityamerica Cuso One Llc × 75% – 100% direct ≈ 56.25% – 100% of the firm
Roster from the IAPD representatives feed; ownership and acquisition dates from Form ADV Schedule A/B. "Since" is the earliest filed registration or acquisition date.
Documents (1 archived)
| Form | Period | Size | |
|---|---|---|---|
| Form ADV (full filing) | 06/15/2026 | 1.12 MB | View · PDF · Source ↗ |
Archived copies of the firm's regulatory filings, versioned by content hash.
Disciplinary disclosures
No disciplinary events reported on the firm's latest Form ADV filing.
How they charge
- • Percentage of assets under management
- • Hourly charges
- • Fixed fees
Services
- • Financial planning services
- • Portfolio management for individuals/small businesses
- • Selection of other advisers
- • Educational seminars/workshops
- • Other services
Custody
Reported custodians
- Apex Clearing $411M (100% of AUM) Jun 2026
- Fidelity Brokerage Services $137M (42% of AUM) Nov 2020
- Fidelity Investments $124M (57% of AUM) Feb 2020
- BNY Mellon $54.3M (17% of AUM) Nov 2020
Amounts as reported in ADV Item 5.K.(3) (custodians holding 10%+ of SMA assets).
Firm reports it does not have custody of client funds or securities (Item 9.A).
Source
All data on this page comes from this firm's Form ADV filings, reproduced without modification. Latest filing: Jun 15, 2026.
View current Form ADV (SEC/IAPD) ↗